Realtor Tip: 2023 Year End Real Estate Sales
Ever wonder which communities in the Dayton area had the most sales? The highest average sale price? Well, you are in luck! The year-end sales stats for 2023 are in for the Dayton, Ohio area. When I’m working with out of town buyers in particular, they like to see how the communities stack
VA Funding Fee
While VA loans don’t require a down payment they do have a 2.15% funding fee due at closing on a first time use. If you have a subsequent loan the fee increases to 3.3%. This is significant considering there are 3% down Conventional loans available and 3.5% FHA loans. The funding fee is used to sup
PMI in my Mortgage Explained?
If you put less than 20% down to purchaser your home with a conventional loan then you are paying PMI each month. PMI is an acronym for Private Mortgage Insurance and it protects the lender if you stop making payments. A lender has a higher risk on low down payment loans and they require you to
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