• Real Estate Title Insurance,David Campbell

    Real Estate Title Insurance

    Title insurance provides protection from defects in a real estate title. So, you are getting ready to close on a home and the title search you paid good money for shows the title is clean with no issues. Your lender is requiring that you also ( as part of your closing costs) pay for title insurance

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  • Home Seller Closing Costs,David Campbell

    Home Seller Closing Costs

    As a home seller you want to know the total closing costs to sell your home, not just the commission.  There are multiple players in a home sale and they each get paid for their service.  Your agent can prepare a net sheet for you ahead of time based upon a suspected sale price.  Costs and customs v

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  • What is Appraisal Gap Coverage a.k.a Gap Guarantee?,David Campbell

    What is Appraisal Gap Coverage a.k.a Gap Guarantee?

    It goes without saying any seller wants the best offer on their home. Part of being the best is often the least risky offer.  In our current escalating market sometimes the appraisers but the brakes on offers they feel are not justified. We call it a ‘short’ appraisal when the appraiser assigns a va

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