• Appraisal Under Value, Now What?,David Campbell

    Appraisal Under Value, Now What?

    Appraisal Under Value, Now What? When a real estate appraisal comes in under the agreed upon sale price we call it, a short appraisal. As in, ‘short’ of the value it needs to be. It can be a showstopper because the bank will only loan to that amount and the deal is in jeopardy. What now? There are

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  • Realtor Tip: 2023 Year End Real Estate Sales,David Campbell

    Realtor Tip: 2023 Year End Real Estate Sales

            Realtor Tip: 2023 Year End Real Estate Sales   Ever wonder which communities in the Dayton, OH area had the most sales? The highest average sale price? Well, you are in luck!  The 2023 year-end real estate sales stats are in for the Dayton, Ohio area. When I’m working with out of town buyer

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  • VA Funding Fee,David Campbell

    VA Funding Fee

    VA Funding Fee While VA loans don’t require a down payment they do have a 2.15% funding fee due at closing on a first time use. If you have a subsequent loan the fee increases to 3.3%. This is significant considering there are 3% down Conventional loans available and 3.5% FHA loans. This VA funding

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