• Carpenter Ants in the Home?,David Campbell

    Carpenter Ants in the Home?

    Carpenter Ants in the Home? Carpenter ants don’t actually eat the wood like a termite does but they use it for shelter and bore tunnels through it and can hollow it out. Both carpenter ants and termites swarm in the spring and are often confused by people as to which is which. There are a few body c

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  • Dayton Fun Fact: Home of the First Stepladder!,David Campbell

    Dayton Fun Fact: Home of the First Stepladder!

    Dayton Fun Fact: Home of the First Stepladder! You didn’t know that, did you? The first stepladder in the world was made by the Daytonian John Balsey in 1865. John was a carpenter by trade and had a shop on East First Street in downtown Dayton - Hey, I’ve sold a few homes in that area during my care

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  • Minimum Down Payment,David Campbell

    Minimum Down Payment

    Minimum Down Payment Years ago at least 20% was a required down payment for a home purchase. Those days are long gone but I still get the question asked if 20% is required by the bank.  The answer is ‘No’ but putting that much down on a conventional loan does avoid you having to pay Private Mortgage

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