Do I Need to Pay Private Mortgage Insurance PMI?
Do I Need to Pay Private Mortgage Insurance PMI? Private mortgage insurance is a fee you pay to your lender if you are putting less than 20% down on your conventional mortgage. It insulates the lender from a loss if you default on your mortgage. If you are putting less than 20% down and having to pa
What is Appraisal Gap Coverage a.k.a Gap Guarantee?
What is Appraisal Gap Coverage a.k.a Gap Guarantee? It goes without saying any seller wants the best offer on their home. Part of being the best is often the least risky offer. In our current escalating market sometimes the appraisers but the brakes on offers they feel are not justified. We call it
Drywall Cracks. What Causes Them?
Drywall Cracks. What Causes Them? If you’ve ever examined a piece of drywall you know that it is made up of paper on the front and back with gypsum sandwiched in the middle. Gypsum is a powdery sulfate mineral. It looks and feels a lot like chalk kids use to write on the sidewalk. This mineral is
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