• July 2023 Dayton Housing Stats,David Campbell

    July 2023 Dayton Housing Stats

    July 2023 Dayton Housing Stats The July 2023 Dayton housing numbers are in! For our purposes I’m not concerned about Cincinnati, Columbus, Cleveland etc, just what’s happening here in Dayton OH. As you can see New Listings are down almost 15% over July of 22. There are a number of factors causing th

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  • Minimum Down Payment,David Campbell

    Minimum Down Payment

    Minimum Down Payment Years ago at least 20% was a required down payment for a home purchase. Those days are long gone but I still get the question asked if 20% is required by the bank.  The answer is ‘No’ but putting that much down on a conventional loan does avoid you having to pay Private Mortgage

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  • Geothermal Heat Pump Systems,David Campbell

    Geothermal Heat Pump Systems

    Geothermal Heat Pump Systems I see a lot of traditional air-source heat pumps when showing homes in the Dayton OH area and sometimes run across a geothermal heat pump (GHP) that uses the stable temperature underground to heat and cool. The GHP runs refrigerant through coils underground where the tem

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