How did the 2022 Dayton OH real estate market finish out?
How did the 2022 Dayton OH real estate market finish out? 2022 was an interesting year real estate-wise. It started off at a fever pitch, interest rates doubled and things cooled. In 2022 the number of sold homes dropped by over 8 percent BUT total sales volume actually INCREASED slightly (.08) be
Do I Need to Pay Private Mortgage Insurance PMI?
Do I Need to Pay Private Mortgage Insurance PMI? Private mortgage insurance is a fee you pay to your lender if you are putting less than 20% down on your conventional mortgage. It insulates the lender from a loss if you default on your mortgage. If you are putting less than 20% down and having to pa
What is Appraisal Gap Coverage a.k.a Gap Guarantee?
What is Appraisal Gap Coverage a.k.a Gap Guarantee? It goes without saying any seller wants the best offer on their home. Part of being the best is often the least risky offer. In our current escalating market sometimes the appraisers but the brakes on offers they feel are not justified. We call it
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