• Minimum Down Payment,David Campbell

    Minimum Down Payment

    Minimum Down Payment Years ago at least 20% was a required down payment for a home purchase. Those days are long gone but I still get the question asked if 20% is required by the bank.  The answer is ‘No’ but putting that much down on a conventional loan does avoid you having to pay Private Mortgage

    MORE

  • Geothermal Heat Pump Systems,David Campbell

    Geothermal Heat Pump Systems

    Geothermal Heat Pump Systems I see a lot of traditional air-source heat pumps when showing homes in the Dayton OH area and sometimes run across a geothermal heat pump (GHP) that uses the stable temperature underground to heat and cool. The GHP runs refrigerant through coils underground where the tem

    MORE

  • How to Get Proper Drainage Around Your Home,David Campbell

    How to Get Proper Drainage Around Your Home

    How to Get Proper Drainage Around Your Home Dayton, Ohio has its fair share of wet weather and water is an enemy of your home. As a general rule you should have a minimum of 1 inch of fall for every 1 foot of distance from your home, out to 6 feet. In other words, if you are standing 6 feet away fro

    MORE