Dayton, Home of the First Stepladder!
You didn’t know that, did you? The first stepladder in the world was made by the Daytonian John Balsey in 1865. John was a carpenter by trade and had a shop on East First Street in downtown Dayton - Hey, I’ve sold a few homes in that area during my career in real estate sales! He saw the need to h
Minimum Down Payment
Years ago at least 20% was a required down payment for a home purchase. Those days are long gone but I still get the question asked if 20% is required by the bank. The answer is ‘No’ but putting that much down on a conventional loan does avoid you having to pay Private Mortgage Insurance also kno
Geothermal Heat Pump Systems
I see a lot of traditional air-source heat pumps when showing homes in the Dayton OH area and sometimes run across a geothermal heat pump (GHP) that uses the stable temperature underground to heat and cool. The GHP runs refrigerant through coils underground where the temp is a constant 55 degrees.
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