• PMI in my Mortgage Explained? ,David Campbell

    PMI in my Mortgage Explained?

      PMI in my Mortgage Explained?  If you put less than 20% down to purchaser your home with a conventional loan, then you are paying PMI in your mortgage each month. PMI is an acronym for Private Mortgage Insurance and it protects the lender if you stop making payments. A lender has a higher risk on

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  • Mold Removal, Do You Need a Professional?,David Campbell

    Mold Removal, Do You Need a Professional?

    Mold Removal, Do You Need a Professional? According to EPA guidelines you can clean up mold on your own if the affected area is under 10 sq ft. That’s a patch about 3 feet by 3 feet. Many people are surprised to hear this mistakenly believing that mold in any amount more than a small spot should onl

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  • Dayton Fun Facts: Birthplace of the Cheez-It,David Campbell

    Dayton Fun Facts: Birthplace of the Cheez-It

    Dayton Fun Facts: Birthplace of the Cheez-It In 1897 a cracker company called the Green and Green Company started small scale on Dayton’s North Main Street. They were making a cracker known as Dayton Crackers which were sold over much of Ohio. The company grew and needed a larger factory.  They buil

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